---
title: What are inspections?
description: Inspections include comprehensive examinations of a home by a licensed inspector to help borrowers understand the state of the home they are purchasing.
---

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# What are inspections?

## Any number of comprehensive examinations by a licensed inspector to help borrowers understand the current state of the home they are purchasing.

Inspections include any number of comprehensive examinations of a home by a licensed inspector, including pest, roof, well, and septic inspections. **These inspections are to help borrowers understand the current state of the home they are purchasing.**

If significant defects or **health and safety concerns** are “called out” by the inspector, **the lender will require they be repaired prior to closing**, sometimes regardless of whether the purchase transaction is “as is.” See [inspection contingency](https://www.jvmlending.com/glossary/#contingency).

We are often unaware of many inspections that occur unless they are written in the purchase contract. Inspection arrangements are coordinated between the buyer and agent, and we are not involved. **That being said, we will need to obtain copies of any inspections referenced in a purchase contract.** Costs incurred by inspections and/or repairs are negotiable between the buyer and seller.

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