---
title: What is a 1003/1008 form?
description: The 1003 form is a loan application (URLA) that borrowers complete when applying for a loan. The 1008 form is used by underwriting to review qualification.
---

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# What is a 1003/1008 form?

## The 1003 is the mortgage loan application; the 1008 is the underwriter's summary of loan qualification.

The "1003" is a common term used to reference the Uniform Residential Loan Application (URLA), more commonly referred to as a **mortgage loan application**.  The "1008" is a form used to reference the Transmittal Summary,which is **primarily used by underwriting** for reviewing loan qualification. 

**The 1003 form is the basic loan application you fill out when applying for a loan.** It includes all your basic information, intended loan structure, employment history, income, assets, etc.

**The 1008 Form summarizes all the qualifying figures on a loan application** (debt, income, loan terms, etc.) to help the underwriter quickly review a snapshot of qualification.

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