---
title: What is a closing statement (of fees)?
description: A list of the estimated closing costs associated with title, escrow and other third-party fees for a purchase's closing.  It's used to draw the initial CD.
---

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# What is a closing statement (of fees)?

## An itemized list of the estimated closing costs associated with title, escrow, and other third-party fees for a purchase transaction's closing.

The closing statement is an itemized list of the **estimated closing costs** associated with title, escrow, and other third-party fees for a purchase transaction's closing. The closing statement is prepared by escrow and provided to the lender**.** **The lender utilizes this estimated closing statement to prepare the [Closing Disclosure](https://www.jvmlending.com/glossary/#closingdisclosureorcd) (CD).**

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